Only thing I can add into this topic is when you narrow down your candidates, and go to their barn, trust your gut. By that I mean don't be swayed by a bunch of bs. Listen to them, and if you choose the one that you feel you would like to know as a friend for a long time........then he or she is THE right one for you.
Money makes the business go ........ but dont leave fun out of it, and your experience will be much better if you put honesty, communication and a friendship ahead of the almighty dollar.
Ive known a lot of owners who were only in this game to chase or show off their money.
And they all miss the big picture. Be sensible of course........but HAVE FUN above all else !
If the money really means that much to you, dont gamble it. Your owner/trainer relationship should become a good friendship, and one to last many years, if you are lucky.
Now here is a guy/gal that knows what they are talking about!!